The Company that Benefits the Most from Higher Interest Rates
Investors are afraid of higher rates. They are concerned that rising interest rates will make it harder to buy real estate, make it more expensive for companies to get and repay short-term loans, and make it difficult for consumers to make their credit card payments. So higher rates will adversely affect banks, REITs and utilities, [...]
Our super simple automatic savings plan
One of the great joys (yup, joys) I get from personal finance is watching our savings account grow. Many, many years ago, on paydays, when I found out we had some extra cash in our account, I tended to follow a spend first and save later strategy. New CDs, drinks on the patio, take-out food [...]
Highest Yielding Real Estate Investment Trusts
One of the best ways of speculating on real estate is through the use of Real Estate Investment Trusts, more commonly known as REITs. These investments pass through almost all their income to avoid double taxation, which is what most regular corporations are subject to. The REITs have several advantages over owning real estate directly. [...]